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The 50/20/30 method is a fool proof budget for beginners.

To start, 50 percent of your take home income goes toward fixed expenses like rent and bills.

Devote 20 percent to savings. And the remaining 30 percent of your take home income goes toward personal expenses like take out and clothing.

Or for a more aggressive savings plan, swap those portions and save 30 percent of your income every month.

Easy as pizza pie!

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