Find The Money…

Line up a mortgage. Once you’re pre-approved, the rest is basically shopping.

You’ll probably need 30 days’ worth of paystubs, 60 days’ worth of bank statements, tax info for two years and a credit check.

Find A House…

Use an agent or search for yourself. Don’t forget to stick to your lender-approved budget!

Make sure your research includes comparable home sales, nearby amenities, schools and crime stats.

Make An Offer…

If they say yes too easily, proceed with caution. Always keep your options open! If your offer isn’t accepted, don’t panic. The seller may counter and you can work together to find middle ground.

The “Under Contract” Checklist …

Your real estate agent will guide you through the rest of the process. If you don’t close, they don’t get paid!

Your agent will also be able to help you with things like finding a home inspector, getting an appraisal and securing homeowners insurance.

Closing Time…

Before you sign on the dotted line, always take a final walk-through. Better to be safe than sorry!

Closing costs are usually 2-5 percent of the purchase price, plus the down payment. Make sure your bank account is healthy!

Ready to buy a house? Shop mortgage rates below!